Once you realize the error of your ways and become fiscally fit, it’s maddening to watch your loved ones make the same money mistakes you’ve made (and learned from) in the past. You hope they will learn from your poor life decisions without enduring the pain themselves but the reality is that some people might never learn the life lessons at all, and if they do, it will only be when they are ready for it. All we can do is be there to support them emotionally when they begin to suffer the consequences of their actions, just as we did.
The key is to let someone hit their bottom (different for everyone) and experience the pain, rather than trying to save them! It’s the only way to learn how to become a successful adult!